Capital Solutions

Structured Around the Deal.

LUX Commercial Capital advises and arranges debt across the commercial real estate capital stack, from conventional permanent financing and SBA loans to bridge, construction, transitional and private capital.

Conventional

Permanent & Bank Financing

Permanent Financing

Long-term fixed and floating debt on stabilised assets, sized to sustainable cash flow and structured for hold-period objectives.

Commercial Bank Financing

Relationship-based balance sheet lending from regional banks and credit unions, often the most efficient execution for well-capitalised sponsors.

CMBS

Non-recourse, fixed-rate securitised debt for stabilised income-producing assets where long-term leverage matters more than flexibility.

Cash-Out Refinancing

Releasing trapped equity from appreciated or de-levered assets to fund acquisitions, capital projects or partner buyouts.

Government-Backed & Agency

SBA, Agency & Multifamily

SBA 7(a) & SBA 504

Government-guaranteed financing for owner-occupied commercial real estate, business acquisition and expansion, with lower equity requirements than conventional debt.

Agency Financing

Fannie Mae, Freddie Mac and HUD programmes for multifamily and seniors housing, including small-balance and affordable executions.

Multifamily Financing

Acquisition, refinance and recapitalisation debt across market-rate, affordable and value-add residential portfolios.

Transitional

Bridge, Construction & Value-Add

Bridge & Transitional Loans

Short-term capital for assets in lease-up, repositioning or between capital events, sized to a credible path to stabilisation.

Construction Financing

Ground-up and vertical development capital structured against budget, draw schedule, guarantees and completion risk.

Value-Add Financing

Debt with future funding for capital expenditure, unit renovation and re-tenanting programmes.

Land & Pre-Development

Capital for entitled and pre-entitlement land, horizontal work and predevelopment costs ahead of a construction close.

Private & Situational

Private Credit & Special Situations

Private Credit

Debt fund and specialty lender capital where speed, leverage or structural flexibility governs the outcome.

Acquisition Financing

Debt aligned to a purchase timeline, including structures built to perform under a firm closing deadline.

Special Situations

Maturity defaults, partner disputes, note purchases, discounted payoffs and assets that do not fit a conventional credit box.

Portfolio Financing

Cross-collateralised facilities and credit lines against multiple assets, with release and substitution mechanics.

Tell us the transaction. We’ll tell you the market.

Discuss a Transaction